Mortgages

Who would like a mortgage? Not me I can tell you. But if you want to own your own home to decorate it to your taste and fill it with your choice of furnishings, you will probably need one. First Time Buyers – Home Movers – Council Right to Buy.  Self-Certification of Full Status.  Had problems with credit in the past – not a problem.

Are you getting the best from your existing mortgage provider? When did you last check? Do you even know what rate you are paying and what type of product you have? Re-Mortgaging may be the answer. 

Thinking of putting all your debts together and only making one payment to the mortgage lender? Re-mortgage to consolidate your loans making your monthly commitments reduce. If re-mortgaging is not the answer a secured loan may help just as well.

Purchasing a property to rent out as an investment is a big decision and different mortgage lenders require different information to purchasing a residential property.  Buy to Let is very popular with people from all walks of life.

Do you want to be able to keep your existing residential home to let out and move into a new residential home?  Then Let to Buy.

Equity Release (no mortgage payments are made with this product) and although I’m sure we would all want one - age does matter! This is a specialised product and Clear Mortgage Solutions has the expertise to help.

There are probably over 50,000 mortgage products available in the market place at any one time. Each with its own unique specifications and criteria.

This page cannot recommend a product to you or help you choose which product would suit you best at this moment in time.

YOU NEED A PERSON FOR THAT!

Clear Mortgage Solutions is directly authorised by the Financial Services Authority and we offer advice and recommendation on all the mortgage products available. 

We offer continued support throughout the life of the mortgage as well to ensure that you always continue to have the best product to suit your circumstances at that particular time.

Our Fees

Our first initial consultation is free and when we then go on to recommend a product, process the application and monitor its progress until completion we do make a charge.

If you are purchasing a property the fee is £245.

If you are re-mortgaging your existing residential or investment property the fee is £195. 

Equity Release – there is a £95 fee payable when a recommendation report is produced and £595 payable on completion.